An innovative approach to spend management that lets you meet your current needs while building wealth for the future
Get Early AccessDeposit funds into your SpendCycle account to start building wealth
Your cash is invested in risk-adjusted, professionally curated income-producing assets that auto-adjust to your spending habits
Confidently meet your current spending needs without cutting into your principal while growing wealth over time
Capture receipts and track all expenses for audit-proof books and complete transparency
Maximize your HSA with income-producing investments while maintaining easy access for medical expenses
Empower employees with smart spending accounts that generate returns between expenses
Help teams and organizations manage fundraising dollars efficiently while earning passive income
Create tax-advantaged investment accounts for children that fund current expenses while building wealth
White-Labeled Embedded Experiences Available
Integrate SpendCycle seamlessly into your existing platform
Help parents and family members create custodial accounts for children that maximize IRS Kiddie Tax Rules while generating income for current qualified expenses.
SpendCycle guides you through qualifying expenses, ensuring compliance while helping you pay for kids' needs without touching principal.
Average return of 10% annually means your family's wealth grows while meeting today's needs.
🎉 Coming Soon: SpendCycle Rewards CardAutomated spending controls and compliance built right in
*Regardless of parent's tax bracket, thanks to IRS Kiddie Tax Rules
Embed SpendCycle's powerful technology into your platform and offer your customers an innovative spending solution.
Our flagship product designed for parents and families who want to build wealth for their children while paying for current expenses.